UPSC Civil Services 2018 Prelims General Studies Paper I

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Question : 25 of 100
 
Marks: +1, -0
Consider the following statements:
1. Capital Adequacy Ratio(CAR) is the amount that banks have to maintain in the form of their own funds to offset any loss that banks incur if the account-holders fail to repay dues.
2. CAR is decided by each individual bank.
Which of the statements given above is/are correct?
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