UPSC CDS GS Economy Questions Part 2

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Which of the following with regard to the term ‘bank run’ is correct?

[2016 CDS-II]

The net balance of money a bank has in its chest at the end of the day’s business
The ratio of bank’s total deposits and total liabilities
A panic situation when the deposit holders start withdrawing cash from the banks
The period in which a bank creates highest credit in the market

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