(2) The World Bank Group comprisesInternational Bank for Reconstructionand Development(IBRD), International Finance Corporation(IFC), International DevelopmentAssociation (IDA), InternationalCentre for Settlement of InvestmentDisputes (ICSID), andMultilateral Investment GuaranteeAgency (MIGA). The term “WorldBank” generally refers to just theIBRD and IDA, whereas the termWorld Bank Group or WBG is usedto refer to all five institutions collectively.