CA CPT Model Test Paper 3 with solutions for online practice

Question : 74 of 200

Marks: +1, -0

Sanju took a medical insurance from Deadly Diseases Insurance & Claim Corporation of Asia (DDICCA) through one of its agent, Manju. Sanju singed whatever documents were placed before her by Manju in good faith. The documents contained the fact that Sanju was healthy, fit and fine whereas she was actually suffering from chronic asthma and acute allergy. Sanju did not take care to suggest the changes in the documents and the policy was issued based on the above submissions.

Sanju is well protected because she relied on Manju in all good faith.
Sanju is well protected because Manju never specifically asked here about the above issues and so she remained silent.
Sanju has a duty to speak and disclose the above issues.
Sanju has no duty to speak and disclose the above issues. It is the duty of DDICCA and its representatives to ask whatever is required.

Validate

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