AFCAT I 16 Feb 2024 Shift 2 Paper

The following question consists of an incomplete sentence or a sentence that is split into four parts. All four parts are jumbled up and are named P, Q, R, and S. These four parts are not given in their proper order. Arrange the jumbled parts of the sentence and find out which of the four combinations from the given options will correctly complete the sentence.
While the increase in the proportion of adults______________________
P: having bank accounts is indeed impressive,
Q: 38% of those who have an account
R: in a financial institution made no
S: withdrawal or deposit in the past year